body {
	font-family:Verdana;
	color: #000000 ;
	font-size: 80%;
	background-color: white ;
}

p {
	font-family:Verdana;
	color: #000000;
	font-size: 85%;
	
	}
	
	.smalltext {
	font-family:Verdana;
	font-size:70%;
	}
	
#emphasis {
	font-weight:bold;
	font-size: 65%;
	}

#submenu 
	{
	background-color:#FFE8B7;
	color:#000;
	padding:5px;
	margin-top:10px;
	margin-bottom:10px;
	border: 1px solid #c0c0c0;
	font-size: 90%;
	font-weight:bold;
	}

#submenu a 
	{
	background-color:#FFE8B7;
	color:#0D2E7D; 
	text-decoration:none;  
	} 

#submenu a:hover 
	{
	background-color:#FFE8B7;
	color:#8a8d96; 
	text-decoration:none; 
	font-weight:bold;
	} 


#submenu li {
	margin-top: 3px;
	padding-bottom: 3px;
	font-size: 80%; 
	width: 145px; 
	border-bottom:  1px solid #999999; 
	line-height: 1.75em; 
	}

	
.frame{
	border-style: solid;
	border-color: #000066;
	border-width: 1px;
	padding: 8px;
	background-color: ##95a9bc;
	}
				
#footer {
	padding:4px 0;
	font-family:Verdana;
	font-color: #ffffff; 
	font-size:.7em;  
	text-align:center; 
	background-color:#000;
	margin: 0;
	}
					
  #footer a 
	{
	color:#B5CFFF; 
	text-decoration:underline; 
	font-weight:bold; 
	z-index:2;
	} 

#footer a:hover 
	{
	color:#FFF; 
	text-decoration:underline; 
	font-weight:bold; 
	} 	
	
	.framefooter {
	border-style: solid;
	border-color: #000066;
	border-width: 1px;
	padding: 8px;
	background-color: ##95a9bc;